Insurance

Who is Covered?

All executives, emloyees, coaches, managers, officials, volunteers and member athletes.  (All those registered with the Saskatchewan Volleyball Association).

Why Liability Insuance?

Your participation in Volleyball opens you to the possibility of civil action from Third Parties. You may not be liable but you will need to be defended in court. A Liability policy pays for this defence as well as any costs found against you. Legal fees can be very expensive, and this is an affordable way to have them covered. This policy covers your legal liability for bodily injury to or damage to property of others such as spectators, passersby, property owners, and others resulting from your activities. In addition, your legal liability for injury to participants is covered.

Activities Covered

  • All SVA events - SVA ASICS Cup and Provincial Championships.
  • All events, leagues, etc., carrying the SVA Sanction, as well as all training activities authorized by the SVA. It also extends to transportation to and from an SVA Sanctioned event, leagues etc. providing there are 2 or more members of the team in the vehicle.
  • Liquor related events must be submitted in writing to the SVA office to be covered under this policy.

Summary of Coverage

Coverage

 

Limit

General Liability

 

$2,000,000.00

Directors & Officers

 

$1,000,000.00

Non-Owned Auto Liability

 

$2,000,000.00

Participants Liability

 

$2,000,000.00

Tenants Legal Liability

 

$250,000.00

Policy Deductible

 

$500.00

For detailed information about our liability insurance package please contact the SVA Office at 780-9804 or e-mail us officemanager@saskvolleyball.ca.

Accidental Insurance

This coverage extends to players, managers, coaches , trainers, executives, general managers of registered teams or registered officials injured while participating in a practice session, game, training camp, tournament approved by and under the supervision of proper authority of the association or traveling as a group (2 or more members of the team) directly to or from such practice session. It also extends to assist in transportation, fractures and dislocation indemnity. This coverage is "no fault" insurance. Unlike our liability coverage no liability of negligence is required to claim, only an injury during an insured activity.

Our Plan

Principle Indemnity $10,000
Dental Coverage (Non Contact Sport) $ 5,000

The principle indemnity refers to the sum paid out for accidental death, permanent loss and blanket accident reimbursement.

The following is a summary of additional coverage included in our accident insurance policy.

Coverage

 

Limit

Rehabilitation

 

$ 3,000

Tuition

 

$ 2,000

Special Treatment Travel

 

$ 1,000

Out of Province (within Canada)

 

$ 10,000

Fractures

 

up to $ 300

Aggregate limit per incident

 

$ 1,000,000

Additional Coverage

 

Limit

Emergency transportation (ambulance)

 

$ 50

Eyeglass & contact lenses

 

$ 100

Dentures, Hearing Aid Expense

 

$ 200

Prosthetic appliances

 

$ 3,000

It is important to note that coverage will only respond to a situation where an injury took place. ie) when active in a sport, if your glasses fall and break as a result of quick movement, no coverage is in force. If you get hit in the face and suffer an injury and your glasses break, coverage will respond (Subject to the terms and conditions of the policy).

Definitions

Accident:  Happening due to external, violent, sudden, fortuitous causes beyond the insured's control. This happening must occur while the insurance is in force.

Injury:  Bodily injury suffered by the insured caused directly by an accident as described above independent of any sickness or other causes.

All claim forms must be properly completed and signed before claim can be processed.

 

This is only a summary of coverage all policy terms and conditions would apply.

For more information contact the SVA Office at (306) 780-9804